Services

No matter where you are financially, it’s important to take steps toward actively addressing the issues that managing your assets presents. Through my comprehensive suite of services, I focus on the eight wealth management issues to help clients address their short and long-term financial objectives, interweaving tax planning into all of these issues:

Investment Management

In today’s investment environment, it is easy to feel overwhelmed by the amount of information available. I can help you thoroughly assess your entire portfolio before helping you build a long-term investment strategy, diversify your assets*, and even deal with tax implications.

*Diversification does not assure or guarantee better performance and cannot eliminate the risk of investment losses.

Cash Flow and Debt Management

Everyone knows they should spend less than they earn, but not everyone actually does this. I can help you evaluate your current and future sources of income, become more efficient with your monthly budgets, and set aside cash for emergencies.

Family Risk Management

It’s critical that you protect your retirement savings and your ability to earn income. I can provide advice and guidance regarding insurance products that may help protect you in the case of unforeseen events.

Retirement Planning

Life expectancies are increasing. Pension plans are disappearing. And early retirement is always an appealing option. I can help you create a clear vision of what you want from retirement and develop a financial strategy that can help you pursue your goals.

Education Planning

With tuition costs increasing every year, college can be a difficult but necessary expense parents face. I can help you understand how your savings will affect your child or grandchild’s ability to qualify for financial aid, as well as the implications for your income and tax situation. I can help you calculate not only how much you will need to save for college, but also which investment products are appropriate for your situation.

Estate Planning

A well-crafted estate plan ensures that what you want to happen will happen – even after you’re gone. I can help you avoid the tragic (yet surprisingly common) mistake of putting off estate planning until it’s too late.

Business Planning

If you run a business, you probably need assistance in dealing with important issues such as employee benefits, business financial goals and risk management. I can offer you input that helps you protect your family, your business and your future.

Special Situations Planning

Throughout life, expected and unexpected needs will arise. Whether it is planning for a wedding, taking a spur-of-the-moment dream vacation, or facing unexpected expenses due to unforeseen events, I can help you change your financial strategy without jeopardizing your long-term goals.